You should have simply bailed on her when you found the photos — by staying you allowed them to apply more manipulation and you were pulled in further.
These images have been stolen and used by criminals to defraud others.
They often spoof a legitimate caller's number to appear more realistic.
Scams or confidence tricks exploit victims using their credulity, naïveté, compassion, vanity, irresponsibility, or greed and exploiting that.
This is usually where the criminal is trying to assume the identity of another, in order to commit fraud, such as accessing confidential information or to gain property not belonging to them.
The more frightened and helpless you feel, the more likely you are to be traumatized.
I also need that card we talked about.
They often quickly move to personal channels such as phone or email, using your trust to acquire money or personal info, or help you hide their criminal activities.